paternalists

But paternalists may require minimum down payments or the abolition of teaser interest rates and other devices that encouraged ordinary people to borrow more than they could afford.

但家长主义者可能会要求设定最低首付或者废除诱惑性低利率（teaser interest rates），以及其它鼓励普通老百姓借入超过其承受能力的贷款的工具。

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soft paternalists also want to give people more room to rethink "hot and hasty" decisions.

软家长主义者还想给人们更多的空间去反思“头脑发热和一时冲动”的决定。

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Soft paternalists also want to give people more room to rethink "hot and hasty" decisions.

软家长主义者还想给人们更多的空间去反思“头脑发热和一时冲动”的决定。

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