It said that this was the first time a China-based company had borrowed renminbi directly from an offshore bank.

All international commercial loans borrowed by domestic institutions should be approved by the National Foreign Exchange Management Bureau.

所有境内机构借用国际商业贷款应当经国家外汇管理局批准。

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And almost all of these small business loans are repaid.

几乎所有的小额商业贷款都收到了还款。

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The "universal banks", among them BofA, JPMorgan Chase, Citigroup and Deutsche Bank, point to their retail and commercial lending operations as counterweights to the vagaries of their securities businesses.

美国银行、摩根大通（jpmorgan chase）、花旗集团（citigroup）和德意志银行（deutsche bank）等“综合性银行”则指出，它们的零售与商业贷款业务能够平衡证券业务的变幻莫测。

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They are a basis for commercial lending and asset management.

获得牌照是开展商业贷款和资产管理业务的基础。

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Therefore, most secured short-term business borrowing involves the use of accounts receivable and inventories as collateral.

因此，大多数有担保的短期工商业贷款将盘存和应收账款作为抵押品。

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In the past twenty years, housing fund system provided a lot of help for the development of housing security system of our country through personal housing fund loan, housing fund drawing and the supports for low-rent housing.

20年来，住房公积金制度通过住房公积金贷款、提取以及支持廉租住房建设等途径，为我国住房保障事业的发展提供了有力帮助。

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This chapter is divided into two aspects. The first aspect expounds the characteristics, necessity, personal housing loan situation of housing fund loan.

此章分为两个方面，第一方面从大的方面，从全国的住房公积金住房抵押贷款现状出发，对住房公积金贷款的特点、必要性、个人住房贷款情况进行了阐述。

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These risks include institutional risk, legal risks, risk of credit, and risk of mortgage.

公积金贷款风险主要表现为制度风险、政策和法律风险、信用风险、抵押风险等。

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A written contract for the commission shall be signed between the Municipal Common Reserve Funds Center and the commissioned bank.

市公积金中心委托办理公积金贷款，应当与受托银行签订书面委托合同。

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According to the regulation, the workers who save housing fund have the rights to loan and apply for housing fund loan under the relevant rule.

按照规定，凡是缴存公积金的职工均有享受此种贷款的权利，均可按公积金贷款的有关规定，申请公积金贷款。

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The fifth chapter analyses the existing problems of Shenyang housing fund loan and the reasons of its existence by collecting data and housing fund collection data.

第五章分析沈阳住房公积金贷款存在的问题与原因，通过收集的贷款数据与公积金归集数据进行具体的分析。

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The full name that housing accumulation fund borrows money is individual housing assures entrust loan.

住房公积金贷款的全称是个人住房担保委托贷款。

provided by jukuu

The Municipal Common Reserve Funds Center shall publish annual plans for the use of common reserve funds and the implementation of such plans.

市公积金中心应当每年向社会公布公积金贷款的资金使用计划及其执行情况。

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Personal housing accumulation fund loan means a special housing consumption loan lent to any employee participating in the housing accumulation fund system taking the housing accumulation fund as its fund source, and orienting its use at purchasing, building, rebuilding, or overhauling its self-owned housing.

个人住房公积金贷款是指以住房公积金为资金来源，向参加住房公积金制度的职工发放的，定向用于购买、建造、翻建、大修自有住房的专项住房消费贷款。

provided by jukuu

Among them, the funding sources, including the central special funds, local funds, housing provident fund loans, funds of land transfer, rent of public rental housing and public facilities, property taxes, and other funds.

其中，资金来源包括了中央专项资金、地方财政资金、住房公积金贷款、土地出让金净收益、公租房及其配套设施租金、房产税、其他资金等。

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The sixth chapter elaborates risk preventive measures of housing fund and proposes the related risk prevention countermeasures according to the analysis of the preceding chapters.

第六章住房公积金贷款的风险防范对策，通过前几章的分析，提出了相关的风险防范对策。

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The capital has increased the loans ceiling to RMB1.2m for first-time buyers and the minimum down payment is 20%.

北京规定首套自住房最高可申请120万元的公积金贷款额度，最低首付款比例为20%。

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Qingdao Housing Accumulation Fund Administration Centre has issued a circular adjusting the requirements of accumulation fund loans.

青岛市住房公积金管理中心发布通知，对本市住房公积金贷款政策有关标准进行调整。

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The combination of the accumulation fund loan and commercialized loan.

公积金贷款与商业性贷款的组合问题。

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At the same time, we found that accumulation fund loan have smaller influence to the housing demand in the Eastern region than the national average.

同时，我们发现住房公积金贷款对住房需求的影响力度的确存在地区性差异，在东部地区公积金贷款额对住房需求的影响力度低于全国平均水平。

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