retail credit

Retail Exposures Credit Scoring Models for Chinese Commercial Banks: Model Specification and its Application

商业银行个人信贷信用评分模型的构建与应用

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But persistent inflationary pressure has forced the Reserve Bank of India, the central bank, to keep interest rates high, which in turn has hit retail credit, from home loans to car and unsecured personal loans.

但持续的通胀压力已迫使印度央行（reserve bank of india）保持高利率水平，因而对零售信贷业包括房屋按揭、车贷及无抵押个人贷款构成了打击。

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US lenders pushing short-term loans that charge up to 5,000 per cent interest per year are pouring into the UK, filling demand for credit from low income borrowers abandoned by retail banks.

力推年利率最高为5000%的短期贷款的美国贷款机构正涌向英国，以满足被零售银行抛弃的低收入借款人的贷款需求。

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Standard Chartered offers personal financial solutions relevant to you as an individual. Some of these include priority banking, credit card, insurance, personal investment as well as deposit and retail services.

渣打银行提供适合你本人的个人金融解决方案，其中包括优先银行服务、信用卡、保险、个人投资、存款和零售服务。

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Consumer credit expansion will increase upscale retail as well as value and standard retail.

扩大消费信贷将增加高档零售业务同时增长经济型和标准品牌的零售.

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What, we are asking, was the UK market share of the top five companies in the following financial services: retail banking, corporate banking, mortgages, insurance and re-insurance, government bond issuance, foreign exchange, and credit swaps and derivatives?

我们问的问题是，在下列金融服务领域，英国五强企业占据多大的市场份额：零售银行、企业银行、抵押贷款、保险和再保险、政府债券发行、外汇、信贷互换和衍生品？

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Typicalapplications include market segmentation, customer profiling, fraud detection, evaluation of retail promotions, and credit risk analysis.

典型的应用包括市场细分, 客户分析, 欺诈检测, 评价的零售促销, 以及信用风险分析.

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The National Retail Federation cited consumer credit woes when it predicted holiday sales will fall 1 %.

全美零售商联合会(NationalRetailFederation)在预测今年的假日销售额将下降1%时,就将消费者信贷余额收缩列为了理由之一.

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Credit cards might not only anaesthetise retail pain, they may create a physical craving to get the dopamine high from spending, says Professor Drazen Prelec, a psychologist at the Massachusetts Institute of Technology.

麻省理工学院心理学家Drazen Prelec教授说，信用卡不仅麻醉了这种痛苦，而且它能增加从花钱中获得多巴胺的欲望。

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Due to the high profit margin and risk diversification, retail credit business has become the focus of commercial banks' business development.

零售信贷业务由于其盈利空间大且风险分散，成为了各商业银行业务发展的重点。

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