1、

It might not be obvious from the somewhat technical language but in effect the FPC wants to control how much lending there is in every aspect of the economy, from manufacturing to mortgages, and how much it costs.

这种比较技术性的语言的含义可能不是很直白,但实际上,金融政策委员会想要控制所有经济领域的贷款数量和贷款成本,从制造业到房屋抵押贷款。

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2、

On the other side of the coin, a man's relationship with his wife, after time, becomes less about being pretty and more about being practical the bigger issues of mortgages and maintenance overtake the seemingly less important things like romance.

但在另一面,男性与妻子的关系,久而久之,变得与美丽无关,更倾向于实用,房贷和生活费等更大的问题取代了看似没那么重要的事情,比如浪漫。

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3、

What, we are asking, was the UK market share of the top five companies in the following financial services: retail banking, corporate banking, mortgages, insurance and re-insurance, government bond issuance, foreign exchange, and credit swaps and derivatives?

我们问的问题是,在下列金融服务领域,英国五强企业占据多大的市场份额:零售银行、企业银行、抵押贷款、保险和再保险、政府债券发行、外汇、信贷互换和衍生品?

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4、

A thrift institution that is required by law to make a certain percentage of its loans as home mortgages.

符合法律的互助储蓄机构,它的借贷要达到一定的百分率,例如家庭抵押。

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5、

His solution landed the housing market in the worst of all worlds: their managements knew that if the blank cheques were filled out they would lose their jobs, so they retrenched and made mortgages more expensive and less available.

他的解决方案在最坏的情况下抵达房地产市场:那些管理者知道,如果空白支票填好,他们就会丢掉饭碗,因此他们收紧信贷,提高抵押贷款成本,减少抵押贷款供应。

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6、

In the second phase, the HKMC securitises the mortgages into Mortgage Backed Securities ( MBS) and offers them for sale to investors.

到第二阶段,按揭证券公司把按揭贷款证券化,然后把按揭证券售予投资�

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7、

If house prices fall another 15 per cent, negative equity mortgages will rise to 20m.

如果房价进一步下跌15%,负资产抵押贷款数将升至2000万。

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8、

US mortgages had been "sliced and diced" and were turning up at state-run regional banks in Germany.

美国抵押贷款已被“分割”,出现在德国州一级的地区性银行账上。

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9、

CDOs were one of the main vehicles through which risky US mortgages were repackaged and sold to investors around the world .

CDO是美国风险抵押贷款重新打包、然后出售给世界各地投资者的主要工具之一。

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10、

You and I may think it had something to do with dud mortgages being repackaged as inexplicably exotic financial instruments. Wrong.

你我或许会认为,毫无价值的抵押贷款,被重新打包为难以理解的新奇金融工具,应该难以逃脱牵连。错!

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11、

Banks that once made loans and held them on their books now pool and sell the repackaged assets, from mortgages to car loans.

那些昔日发放贷款并将其记入账本的银行如今所作的,是将这些重新打包的资产——从按揭到汽车贷款——进行组合然后卖掉。

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12、

The idea of modifying mortgages appals legal purists as a violation of the sanctity of contract.

法律卫道士对修正抵押条款的想法感到惊骇,将其视作对契约神圣性的侵犯。

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13、

Efforts to avert foreclosures are being complicated by the large number of subprime borrowers who took out second mortgages so they could afford the down payments on their homes, industry executives say.

业内高管表示,很多次级抵押贷款的借款人申请了第二按揭,以便能够支付他们住房的首付款,这使得避免止赎的努力更加复杂。

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14、

In 2007 and again this year, measures were introduced to make speculative house-buying less attractive – this year the policies have included higher down payments for mortgages on second and third homes and increasing the mortgage rates for second homes.

2007年和今年,中国出台了相关措施,以降低投机性购房的吸引力。今年的措施包括提高第二套及以上住房的房贷首付款,以及提高第二套房的按揭利率。

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15、

Unhelpful on that score was the recent announcement that Fannie Mae and Freddie Mac would be charging higher fees at the start of 2014 to guarantee mortgages of borrowers with lower credit scores and an inability to put up the full 20% down payments on home purchases.

而房利美(Fannie Mae)和房地美(Freddie Mac)近期推行的举措也是一项不利因素,两家机构宣布,从2014年年初开始,将对信用分数较低,无力全额支付20%购房首付款的借款者收取更高的抵押贷款担保费用。

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16、

The rich have also been funding their lifestyles with debt& from art loans and jumbo mortgages to jet financing.

富人的生活也离不开举债,诸如艺术品贷款、大额抵押贷款和飞机融资等等。

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17、

attached to the principal claim, mortgages' basic function is to guarantee the realization of the principal debt.

抵押权附从于主债权,其基本功能是担保主债权的实现。

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18、

because they're no longer underwater on their mortgages.

因为他们不用再为房屋抵押贷款资不抵债忧心忡忡。

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19、

For some income levels rise after purchase, customers must first purchase the original loan repaid , can lift the selling home mortgages.

对于一些收入水平上升的二次购房客户,原先必须将首次购房的贷款还清后,才可以解除抵押出售旧房。

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20、

Overall, interest rates are at historic lows& since December 2008 the Fed has kept its target rate at 0.25% and 30-year mortgages are at previously unheard of sub-4% levels.

总体而言,当前利率水平处于历史低位&自2008年12月至今,美联储(Fed)一直将目标利率保持在0.25%,30年期按揭利率也不到4%,处于过去闻所未闻的低水平。

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