Talking about the Reasons of the Formation of Non-performing Personal Auto Loan and Countermeasures

I have to make an auto loan payment that is two weeks overdue.

要支付购车贷款的月付金，已经过期两周胃。

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The Default Characters and Countermeasures of Auto loan& Housing Mortgage Loan

汽车消费、住房抵押贷款违约特性及对策

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The Legal Character and Responsibility of Auto Loan Guarantee Insurance Contract

汽车消费贷款保证保险合同的性质及责任承担

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Transferring and selling auto loan receivables; borrowing from financial institutions;

转让和出售汽车贷款应收款业务。向金融机构借款。

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Yes. I need an auto loan.

是的，我需要汽车贷款。

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He had to sell his car to repay the loan from the bank.

他不得不卖掉他的汽车来偿还银行的贷款。

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If you borrow money to buy a car, the loan contract specifies how much you must pay back every month and the number of months required to satisfy your obligation.

如果你贷款去买一辆汽车，那么借贷合同上就规定了你每月要偿还多少钱，规定了你偿清债务所需的月份数字。

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For example, when you borrow money to buy a car, the loan amount is the present value to the lender of the monthly car payments you will make.

例如，当您贷款买汽车时，对贷方而言，贷款金额就是您按月付款总额的现值。

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He has my car on loan.

他借了我的汽车。

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And you know, a lot of these college students usually don't have financial ties, meaning that once they set out signing up for a credit cards through a certain bank, it's more likely they will go back to the same provider when they need a car loan or savings loan.

你知道，许多这样的大学生通常没有金融关系，也就是说一旦他们在某个特定的银行申请了信用卡，他需要汽车贷款或者住房贷款的时候很可能还会找同一家银行。

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If the primary breadwinner dies prematurely, the surviving spouse might be hard-pressed to cover the mortgage, car loan, living expenses, any miscellaneous debts and, if it's your intention, college tuition.

如果最主要的养家者过早死亡，那么余下一人可能要勉力负担按揭、车贷、生活费以及可能有的其他各种债务，并在有意愿的前提下承担子女的大学学费。

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Macaulay had started a temporary six-month factory job, a 60-mile daily round trip, but his pay could not sustain the cost of fuel and his ￡ 400 a month car loan, taken out in steelworks days.

麦考利曾在一家工厂做了6个月的临时工，每天往返60英里，但收入还不够付油钱和偿还每月400英镑的车贷。

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Employers might care less about your grades than your credit record, which shows how well you manage your obligations. So before you apply for a job or a car loan, go to AnnualCreditReport.com and see what your credit report looks like.

雇主可能更在意你的信用记录而不是你的学习成绩。信用记录可以显示你管理自己债务的好坏程度。因此，在你求职或申请汽车贷款之前，到AnnualCreditReport.com网站看看自己的信用报告是什么状况吧。

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Scott Jones, 43, a New York free lance photographer, said he was aware of the risk of becoming upside down on a car loan when he went shopping for a new vehicle last spring.

一名纽约自由撰稿报摄影记者，43岁，Scott Jones说，当他去年春天去买一个新汽车的时候，他才意识到他的这个汽车贷款可能变为“上下颠倒”的风险。

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Overlooking the car loan market in China which will be as large as 200 billion RMB without being able to step in, automobile giants such as Ford and GM are quite anxious.

俯瞰将有2000亿规模的中国汽车信贷市场却不得染指，这让福特、通用们苦闷不已。

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Though every lender extols the virtues of the car loan offered by him, one must have a keen eye for the details which the lender does not disclose.

虽然每个贷款人颂扬他开办的汽车贷款、一要有敏锐的眼睛放款不会透露细节。

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A car loan approval process which need user interactions was used to verify the system. The result proved that the system is reasonable and feasible, and user can affect the running of processes.

使用一个需要人工协作的汽车贷款审批流程对系统进行检验，应用结果验证了系统的合理性与可行性，能够实现用户干预流程的执行。

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Especially, the traditional personal banking business such as housing loans and car loan market continues to shrink. The commercial banks transfer their competition core to the credit card business.

尤其是在作为传统的个人银行业务重点的住房贷款和汽车贷款市场持续萎缩，风险层出不穷的情况下，商业银行把竞争的核心转向盈利能力强、市场空间大的信用卡业务。

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As with home ownership, those with student debt are less likely to have a car loan than those non-borrowers.

和购房一样，有学生贷款的人获批汽车贷款的概率低于没有学生贷款的人。

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Once, it happened when we bought a house. I thought we had no debts outside of a car loan.

有一次，我们买了一栋房子，我本以为我们只欠一辆汽车的贷款，再没有其他欠款。

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