hypothec

a brief discussion of the hypothec system in the guarantee law

略论担保法中的抵押权制度

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for financial claim guaranteed by chattel mortgage, the paper, based on essence of hypothec specific nature, points out the damages should be excluded.

关于动产抵押担保的债权范围，论文指出，基于抵押权特定性的本质，应将损害赔偿金排除在外；

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There should not be the time limitation when mortgager realizes the hypothec after the fulfilling term of primary creditor's rights is over, except that mortgager is not the debtor;

主债权履行期届满后，抵押权人行使抵押权，原则上不应当有一个时间限制，但抵押人非为债务人时可容有例外；

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Generally speaking, typical security refers to hypothec, right of pledge and right of lien stipulated by code of civil law, and the real right of security set by which through subject matter is limited.

典型担保一般指民法典所规定的抵押权、质权和留置权，是以标的物设定具有担保作用的定限物权为构造形态的担保，担保权人享有的是定限性的权利。

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the meaning and legal characteristics of mortgage; purchasing house by means of mortgage is guaranteed by hypothec of the target house.

按揭购房是以房屋本身设立抵押权为保证的。

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Due to the establishment of transfer does not need to mortgage the possession of so will not to the property ownership and use effect, thus building droit where people can have rental houses set hypothec, tenant of preemptive right there is no conflict with mortgage.

由于抵押权的设立并不需要移转财产的占有，所以不会对财产的占有和使用产生影响，因而房屋所有人可以在已经出租的房屋上设定抵押权。

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Reimbursement expires, when armour nonperformance reimbursement is compulsory, second cannot advocate the hypothec of this car to third, but if dealt with pawn at that time, register, second can seek the seat that reachs pawn, advocate hypothec to third.

还款期满，甲不履行还款义务时，乙不能向丙主张该车的抵押权，但假如当时办理了抵押物登记，乙则可追及到抵押物的所在，向丙主张抵押权。

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The author makes conclusion as follows: specify the scope of chattel available to hypothec setup; divide hypothec into that of real estate and that of special chattel, exclude the hypothec on general chattel;

笔者在结论中提出：明确可设定抵押权的动产范围，从而将抵押权划分为不动产抵押权与特殊动产抵押权，排除在一般动产上设定抵押权；

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In our country, we can adopt independent prescroption of hypothec or scheduled period enforcement time in hypothec carry on essential to restrain from during upbraiding.

在我国，可以采用抵押权的独立时效或除斥期间制度对抵押权的行使时间进行必要限制。

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The part analyzes competition between the tax priority and hypothec, mortgage and lien.

分析了税收优先权与抵押权、质权、留置权的竞合.

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There must be correct guidelines on establishing and perfecting the maximum amount hypothec system; this is a prerequisite of setting up the rational system.

确立和完善最高额抵押制度，必须有正确的指导思想，这是建立科学的最高额抵押制度的前提。

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While the setting-up principle of registration, as a real right, grant pledgee a relief by its counter force, thereby solving the conflict between hypothec and other rights.

而登记成立主义，抵押权作为一种物权，抵押权人可以凭借其对抗力获得救济，从而有效地解决抵押权与其他权利的冲突。

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The last part explains the social function and the defects of the maximum amount hypothec.

该部分的最后阐述了最高额抵押的社会功能及缺陷。

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Can see, shipping hypothec has 3 character: 1. Assure quality.

可以看出, 船舶抵押权有三个特性: 1. 担保性.

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the fundamental condition to realize the hypothec is the debt is due but not cleared.

抵押权实现的根本条件就是主债权已届清偿期而未受偿。

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Just like hypothec and hypothecate, mortgage is corresponding newly emerging real right of pledge.

按揭是与抵押权 、 质押权等相对应的一种新兴的担保物权.

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