thrifts

between 1980 and 1994 almost 1, 300 specialised mortgage lenders, known as thrifts, failed.

在1980到1994年间，几乎有1300家的专门抵押出借人，或者称为存款储蓄机构无法收回本金。

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the number of banks and thrifts has fallen dramatically since the s& l era, from some 16, 000 lenders then to around 8, 000 now.

自借贷危机以来，银行数量和银行业绩出现了大幅下滑，从当时约16000家银行减少到如今的约8000家。

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but a bust would still be painful: more than 1, 500 of the country's banks and thrifts specialise in agriculture lending.

但是破产仍然是痛苦的：逾1500家美国的银行和储蓄机构专门经营农业放贷。

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the office of thrift supervision viewed its role as supervising thrifts, not their holding companies (such as aig).

互助储蓄银行监管办公室认为它的角色是监管互助储蓄银行，不是他们的控股公司（例如AIG）。

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which took assets from failed banks and thrifts and found buyers over several years.

该公司当年接管了倒闭银行和储蓄机构的资产，然后花数年时间为它们寻找买家。

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A unit of the Federal Deposit Insurance Corporation ( FDIC) that provides deposit insurance for banks excluding thrifts.

是指负责对银行提供存款保险的一种基金，隶属美国联邦存款保险公司。

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the immediate effect of garn-st. germain, as i said, was to turn the thrifts from a problem into a catastrophe.

正如我说的，Garn-St.Germain法案当时最直接的影响就是把储蓄机构一般性的问题转变成了一灾难。

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regulation of banks, thrifts, credit unions.

监管银行、存借机构、信贷联盟

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regulators have grown worried about a shortage of capital at banks, in particular smaller thrifts and regional institutions.

监管机构日益担心银行资金短缺，特别是中小型储蓄银行和地区性机构。

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he was, as it happened, wrong about solving the problems of the thrifts.

正如随后所发生的那样，里根总统对于解决储蓄机构问题的方案是错误的。

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But most of America's overlap is a useless holdover from the days when commercial and investment banks, thrifts, government-sponsored enterprises and commodity dealers did different things.

但是美国大部分的重复监管却是一种从商业银行、投资银行、储贷机构、政府支持的房屋抵押贷款机构和大宗商品交易商职能分工各司其职那天起就毫无用处的“虚职”。

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pennymac executives figure that a lot of these mortgages will be sold at big discounts as banks and thrifts clean up their balance sheets.

他们认为，随着银行和按揭储蓄机构清理资产负债表，很多抵押贷款将大幅减价卖出。

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essentially, governments try to prevent the failure of individual banks and thrifts through regulatory micromanagement.

基本上，政府设法防止失败个别银行及互助储蓄银行通过微观调控。

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the control level that the fed uses in this process is the "reserves" that banks and thrifts must hold.

联储在这方面使用的控制杠杆是各银行和节约组织必须保持的“储备金”。

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regulators and politicians were slow to respond, allowing thrifts to make more and more bad loans instead of shutting them down.

当时，监管部门和政界人士反应迟缓，造成银行发放越来越多的不良贷款，而没有及时制止。

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and as of the end of june american banks and thrifts had over $600 billion in construction and land loans.

到6月底，美国银行和储蓄所的建筑和土地贷款已经超过6000亿美元。

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Banks and thrifts make three types of loans: commercial industrial loans, consumer loans, and mortgage loans.

银行和储蓄机构主要提供三种类型的贷款: 工商贷款, 消费贷款和按揭贷款.

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during the 1988-1992 real estate cycle, more than 1, 000 banks and 1, 000 thrifts failed.

在1988-1992年的房地产萧条期间，有超过1000家银行和1000家存款机构破产。

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most investors accept that banks, unlike thrifts, are out of bounds to lone buyers.

大多数投资者也认为，银行不像是储蓄机构，如果被单独买家买下是有些越轨的。

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thrifts were regulated institutions, and many of the criminal cases brought focused on failure to file required documentation.

储蓄机构是受到监管的，而许多刑事案件主要源自未能提交所需的文件。

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under the condition of ensuring high fault coverage, the scheme not only decreases the number of the test vectors by applying an universal test set, but substantially thrifts the extra hardware overhead.

此方案在保证故障检测覆盖率的情况下，不仅使用通用测试集，减少测试矢量数，还大大节约了附加硬件开销。

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The agencies that insure deposits in banks and thrifts also have a role in regulating them.

那些为银行和储蓄机构的储蓄投保的管理机构也有职责监管他们.

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"we expect that banks and thrifts will keep building up reserves for the next several quarters, " bair said.

“我们预期银行和储蓄机构在未来几个季度将继续增加拨备，”Bair说。

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president george h. w. bush and congress created the resolution trust corp. to take and sell the assets of failed thrifts.

乔治H.W.布什总统和国会成立了清债信托公司来买卖破产储蓄所的资产。

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it includes only vault cash held by those banks and thrifts that are not exempt from reserve requirements.

它仅包括跳马那些持有的现金和储蓄银行不属于免于储备金要求。

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