both the man and the women shall have completely civil capacity.

any natural person having a complete civil capacity may apply for personal second-hand housing loan to the bank.

具有完全民事行为能力的自然人可向银行申请办理个人二手房贷款。

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the prospective borrower of personal housing loan should be a natural person having a complete civil capacity.

个人购置住房贷款对象应是具有完全民事行为能力的自然人。

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a mentally ill person who is unable to fully account for his own conduct shall be a person with limited capacity for civil conduct and may engage in civil activities appropriate to his mental health;

不能完全辨认自己行为的精神病人是限制民事行为能力人，可以进行与他的精神健康状况相适应的民事活动；

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and a person with limited capacity can only engage in civil activities appropriate to his age, intellect or mental health, other civil activities should be represented by his agent ad litem.

限制民事行为能力人只能进行与其年龄，智力和精神健康状况相适应的民事活动，其它民事活动应由法定代理人代理。

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a minor aged 10 or over shall be a person with limited capacity for civil conduct and may engage in civil activities appropriate to his age and intellect

十周岁以上的未成年人是限制民事行为能力人，可以进行与他的年龄、智力相适应的民事活动

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when the person with limited capacity for civil conduct is at fault, he should bear the responsibility for the damage caused by him.

限制民事行为能力人在实施侵权行为时，如果具有认识其责任所必要的理解力，则要承担过错责任，反之，不承担。

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the people's court may declare him to be a person with limited or full capacity for civil conduct.

人民法院可以宣告他为限制民事行为能力人或者完全民事行为能力人。

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those that according to law may not be independently performed by a person with limited capacity for civil conduct;

（二）限制民事行为能力人依法不能独立实施的；

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such entities can include those with the capacity for civil rights but without capacity for civil conducts, or those with the capacity for civil rights but with limited or deficient capacity for civil conducts, and are thereby all in need of amendment of guardianship systems.

他们具有民事权利能力，但可能是无民事行为能力人、限制民事行为能力人或者欠缺民事行为能力人，因此需要以监护制度予以补正。

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the kindergarten children have no capacity for civil conduct; the relationship between the kindergarten and the children is the legal relationship of education management, not the relationship of entrusting supervision contract or guardianship shift, which determines that the kindergarten will bear larger responsibility.

幼儿园幼儿属于无民事行为能力人，幼儿园与幼儿之间不是委托监护合同关系，也不是监护权转移关系，而是教育管理法律关系。这种特殊性决定了幼儿园应对幼儿承担较重的责任。

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if he is unable to account for his own conduct, he is a person without capacity for civil conduct. however, if he is unable to fully account for his own conduct, he is a person with limited capacity for civil conduct.

如果他不能辨认自己的行为，他就是无民事行为能力人。如果他不能完全辨认自己的行为，他是限制民事行为能力人。

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because children are the limited capacity or no capacity for civil conduct, can not own behavior to achieve its dominant position, in general, civil life, children, the dominant position of the agent behavior through their parents can be achieved.

由于儿童是限制民事行为能力人或无民事行为能力人，不能通过自身的行为实现其主体地位，在一般民事生活中，儿童的主体地位通过父母的代理行为得以实现。

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article 13 a mentally ill person who is unable to account for his own conduct shall be a person having no capacity for civil conduct and shall be represented in civil activities by his agent ad litem.

第十三条不能辨认自己行为的精神病人是无民事行为能力人，由他的法定代理人代理民事活动。

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a people without capacity for civil conduct, he also has capacity for civil liability, but it does not mean that as long as the civil no capacity cause damages, he should bear the responsibility.

虽然无民事行为能力人有民事责任能力，并不意味着只要发生无民事行为能力人致人损害，都应由其独立承担责任。

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as for a person without capacity for civil conduct, whether his legal agent has the right to take a legal action of divorce, there is still no systematic research achievements in the theory circle.

原告为无民事行为能力人，其法定代理人可否提起离婚诉讼的问题，理论界尚无系统研究的学术成果。

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article 19 a person who shares interests with a mental patient may apply to a people's court for a declaration that the mental patient is a person without or with limited capacity for civil conduct.

第十九条精神病人的利害关系人，可以向人民法院申请宣告精神病人为无民事行为能力人或者限制民事行为能力人。

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if a person who has property but is without or with limited capacity for civil conduct causes damage to others, the expenses of compensation shall be paid from his property.

有财产的无民事行为能力人、限制民事行为能力人造成他人损害的，从本人财产中支付赔偿费用。

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based on this, except in special circumstances, shall be abetting or helping people with direct infringement of the victim to bear jointly and severally liable for infringement.

基于此，除特殊情况（被教唆人为无民事行为能力人的情形下，由教唆人承担单独侵权责任），应由教唆人或帮助人与直接侵权人对受害人承担侵权连带责任。

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similarly, the model constitution can set limits on the limited or no ability of civil behavior persons not to be allowed to inherit the shareholders' qualifications.

同样的，公司示范性章程可以规定限制民事行为能力人或无民事行为能力人不得因继承而取得公司股东资格。

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about allocated-principles giving testimony liability in students having no capacity for civil conduct injury incidents, there are serious disputes in the academic circle.

学理上和立法上，无民事行为能力学生人身伤害事故中的举证责任分配存在较多分歧；

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