in modern society, with the change and development of the legal system in various countries and regions, a situation in which the problem of competing legislation contingent to personal injury in a work related traffic accident emerges.

during the evolution of industrial injury system, there mainly developed two remedy systems, which are called civil damages and workers' compensation.

在工伤制度发展过程中，民事赔偿和工伤保险是对工伤事故救济的两个主要制度。

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policy holder or the insured shall own insurable interests when the insurance accidents happen, otherwise, the insurance contract shall be invalid.

投保人或者被保险人在保险事故发生时应当具有保险利益，否则，保险合同无效。希望能对我国保险法的进步和司法实践的发展尽绵薄之力。

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the insurance agent cannot avoid the compensation liability when there is an accident during the period of the bonding insurance contract.

在保证保险期间内保险事故发生，保险公司不能免除赔偿责任。

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in common law, the investigation of cause depends on the accident cause in insurance contract.

英美法中对原因的调查取决于保险合同中对事故的规定。

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the lawsuit status of insurance companies in the cases of traffic accident damages

保险公司在交通事故损害赔偿案件中的诉讼地位

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home building insurance provides comprehensive protection against the unexpected.

楼宇结构保险为不测事故提供完善保护。

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health insurance protects against financial losses resulting from illness or accident.

健康保险为疾病或事故所造成的经济损失而提供保险。

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most of people find it necessary to rely on insurance to deal with accidents.

多数人都认为有必要依靠保险应付意外事故。

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discussion on development impact of occupational injury insurance in risk management

工伤保险在企业事故风险管理中促进作用的探讨

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analysis on frequent fusing accident of hv fuse of voltage transformer in 10 kv system and its simulation

10kV系统TV高压保险频繁熔断事故的分析与仿真

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it will be more reasonable and have more practical significance in economy if referring to engineering insurance and claim for compensation, the after accident assessment and repair is quickly carried out.

如结合工程保险和事故索赔，对非通航孔的桥梁开展迅速的事故后评估及修复在经济上显得更合理，且更有现实意义。

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in the end, this thesis discusses the relevant issues regarding the litigation under the current legal framework from the aspects of determination of cause of action, litigation subject, trial method, exercise of right to defense, and application of laws and determination of insurance accidents.

第三，从诉讼中案由的确立、诉讼主体和审理方式的确定、当事人抗辩权的行使、法律适用及保险事故认定五个方面对现行法律诉讼中的相关问题进行探讨。

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when the insured gives up compensation right before the insurance accident, whether the insurer can perform insurance subrogation and pay insurance benefit to the insured, there is no law statement in our country.

对于保险事故发生前被保险人弃权，保险人还能否行使代位求偿权或是否应当继续给付保险金，我国没有相关法律予以释明。

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a3.we hope the customers to inform the claim cases in time through hot line or other ways, so that we are able to provide the claim service promptly.

我们希望客户在发生保险事故后通过客户服务热线或其他途径向我们报案，以便于我们能够提供及时的理赔服务。

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if the insured fails to do so, the insurer shall not be held liable for any loss arising from an insured event resulting therefrom.

投保方如不履行此项义务，由此引起保险事故造成的损失，保险方不负赔偿责任。

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the "six months" or "three years" referred to in the preceding paragraph shall include the month when the insurance incidents occur.

前项所称六个月或三年，包括发生保险事故当月在内。

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provided always that the aggregate liability of the company for any one accident shall not exceed the limit of indemnity stipulated in the schedule.

本公司对每一次保险事故的累计赔偿责任不超过保险单明细表所规定的赔偿限额。

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the appraisal organizations or experts legally retained to make appraisal and evaluation of the insured risks shall do so impartially pursuant to law.

依法受聘对保险事故进行评估和鉴定的评估机构和专家，应当依法公正地执行业务。

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thirdly, the insurer can't certainly excuse non-compliance, if the intentional crime isn't the direct reason of the insurance accident.

若故意犯罪并非保险事故发生的直接原因，保险人不能当然免责。

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it shall be liable for paying indemnity for the losses caused by an insured accident within the scope of the insured amount.

对于保险事故造成的损失，在保险金额的范围内承担赔偿责任。

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