Let's assume you are already paying off your credit cards, contributing to your 401 ( k) at work and flossing after every meal.

Good high paying jobs tend to come with 401 ( k) options. Those are not the type being created in this country.

高报酬的好工作往往会提供401（k）退休金方案，而美国出现的就业机会并不属于这种类型。

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Track your spending habits over one month and try to find 2% of your expenses that you can use for 401 ( k) contributions, says Mr. Smith.

史密斯建议，跟踪你过去一个月中的消费习惯，努力找出其中可存入401（k）账户的2%的花销。

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If you're 60 to 65 you retire on time. Your 401 ( k) just got nailed.

如果你是在60倒65岁之间正常退休，你的退休金刚刚只受到一些影响。

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If one partner's employer offers a 401 ( k) matching contribution, it probably makes sense for that person to contribute at least enough to qualify for the employer match.

如果一方的雇主提供401（k）匹配缴费计划，这一方最好能够提存足够多的钱，以达到这个计划的标准。

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I don't own any Apple stock, for example, but I do have a stake indirectly through my 401 ( k) account.

例如，我就没有苹果的股票，但却通过401（k）账户与苹果有间接的利益关系。

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The Suggestions to the Development of Our Country's Enterprise Pension from American's 401 ( k) Project

美国401（k）计划对我国企业年金发展的启示

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Those the company hires make a starting salary of$ 8 to$ 12 an hour, and have access to benefits including a 401 ( k) and health insurance.

公司的新入职员工起薪为8到12美元/小时，享受健康保险。

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There's a certain amount of security in working for an employer, even if that employer is considering cutting costs with little tricks like suspending 401 ( k) benefits.

尽管雇主为降低成本耍些像暂停为你的401（k）帐户充值这样的小花招，为雇主工作还是有些安全保证的。

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Employers will continue the long-term trend of whittling retirement security by freezing or abolishing the few remaining defined-benefit pension plans and reducing company contributions to 401 ( k) plans.

雇主冻结、取消剩余为数不多的确定收益的养老金计划，同时还减少了公司对401（k）计划（美国公司的工资储蓄投资养老计划——译注）的缴纳金额，从而延续削减退休保障的长期趋势。

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Don't ask about salary, vacation, 401 ( k) or anything else that might make you seem more interested in the compensation than the company.

不要提问关于薪水、假期、退休金或者其他可能让你看上去更关心薪金而不是公司的问题。

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There has been more than 100 years since American industry had run occupational pension system. Its typical model 401 ( k) plan has been in the mainstream for recent 20 years.

美国产业界举办企业年金有100多年的历史，其典型运作模式&401（k）计划在近20年中占主要地位。

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His family increased workers" pay and now offers a 401 ( k) program, but Facebook and Google continue to offer his staff higher wages than Andrade said he makes as owner.

他们家给员工增加了工资，现在还提供401（k）退休福利计划，可Facebook和谷歌给安德雷德手下员工提供的薪资总是比他自称作为老板挣的钱还多。

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Perhaps the thrilling spectacle of the Olympics kept you away from your portfolio. Or the no-less-engrossing public split of Tom Cruise and Katie Holmes made you forget about your 401 ( k).

或许是扣人心弦的奥运大戏让你忘记了自己的投资组合，也可能是汤姆•克鲁斯（Tom Cruise）和凯蒂•霍尔姆斯（Katie Holmes）同样引人入胜的高调分手让你忘记了自己的退休金计划。

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Starting in 2016, the company would make contribution into a 401 ( k) type of retire plan instead of the pension.

从2016年开始，波音公司将用退休计划中的401k计划代替现行的养老金计划。

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So if a husband's ex-wife is still listed as the beneficiary of his 401 ( k) account--a common oversight--his widow will be out of luck.

因此，如果某位丈夫的前妻仍被列为他401（k）退休账户的受益人（这种疏忽非常常见），这对于他的遗孀来说可是个坏消息。

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Most employees in the US have joined in 401 ( k) Pension Plan.

401（k）养老金计划是美国目前参加员工最多的企业养老金计划。

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Begin contributing immediately to a 401 ( k) plan or an IRA account.

立即开始向养老金计划或个人退休账户存钱

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More than 90m Americans own stocks, through mutual funds and 401 ( k) plans.

通过共同基金和401K计划，共有9千多万美国人持有股票。

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In the aspect of supervision, the paper especially refers to the special ways which is inspirational in supervising the 401 ( k) plan in the U.S.A.

在监管方面，特别提到了美国401（k）计划监管的独到之处，很具有启示性。

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If your employer matches contributions for your 401 ( k), it's a no-brainer to max out the match, says Joanna Pratt, vice president at NerdWallet, a personal-finance website.

个人理财网站NerdWallet的副总裁乔安娜・普拉特（Joanna Pratt）称，如果雇主配合缴纳与你的401（k）缴费额相等的费用，使配合缴费额达到最高限度会是件简单的事情。

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