The banking system employs a variety of techniques to evaluate personal loan applications.

My bank wants to call in my personal loan.

银行要我把私人贷款立即还清。

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Also in debt with lots of personal loan.

还欠下很多私人贷款。

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A Design and Implement of Personal Loan Accounting System

个人贷款核算系统设计及实现

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Since January 2010, the required reserve ratio and benchmark deposit and lending rates have been raised 12 times and four times respectively.

从2010年1月以来，银行准备金率和基准存贷款利率分别上调了12次和4次。

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China raised banks' reserve ratio requirements on Sunday, the fourth time this year that Beijing has used this tool to tighten liquidity.

中国周日上调了存款准备金率。这是今年以来中国第四次运用这项工具收紧流动性。

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The adjustments of deposit reserve ratio exists the time difference between Announcement Day and exercise day, which well guides public expectation.

存款准备金率的调整中存在的宣告日和执行日的时间差对公众预期实施了很好的引导。

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Financials remained under pressure following an increase in the bank reserve ratio, the fifth such move in eight months.

在中国8个月来第五次上调银行存款准备金率后，金融类股继续承压。

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And the cut in interest rate and the required reserve ratio has ensured reasonably adequate liquidity in the banking system.

调低利率和存款筹办金率，保持银行系统流动性合理充裕。

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The fifth part focuses on the effect of adjusting the statutory deposit reserve ratio and the reasons for the limited effect analysis.

而第五部分则主要侧重于法定存款准备金率调整效果不稳定甚至效果有限的原因分析。

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However, in recent years, many developed countries have reduced the deposit reserve ratio or even abolish the deposit reserve system.

但是，近年来许多发达国家纷纷降低存款准备金率甚至取消存款准备金制度，有人认为存款准备金制度已经过时，我国也应该取消这一制度。

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The de-creasing currency ratio and the reserve ratio lead to money multiplier decreasing continuously.

现金存款比率和准备金存款比率持续下降而准货币存款比率却变化不大，从而导致我国货币乘数持续上升。

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Beijing has raised the bank reserve ratio six times over the past year, each time by0.5 percentage point.

北京在去年曾经六次提升银行的存款准备金率，每次都是以0.5%的数量增加。

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For the full year, the reserve ratio also continued to increase space for the future, but the frequency will decrease.

从全年来看，准备金率在未来还有继续上调空间，但提高频率将有所下降。

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A reserve ratio as high as 15 per cent may appear to be extraordinarily burdensome to banks.

对银行来说，高达15%的准备金率似乎会带来极大的成本。

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Logically, there is no possibility for the substitution of deposit insurance system for difference reserve ratio system.

从逻辑上说，存款保险制度与差别存款准备金率制度之间并不存在替代的可能性。

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In theory, raising the deposit reserve ratio had a significant effect to control the scale of commercial bank credit.

一般情况，存款准备金率的上调会对商业银行信贷规模产生重要的影响。

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In 2010, the Central Bank has increased the deposit reserve ratio in order to response the hot economy.

2010年，我国面对经济过热的势头，又上调存款准备金率。

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Reserve Ratio, Seigniorage and Economic Growth

储备率、铸币收益与经济增长

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The slide was triggered by a 100 basis point increase in the bank reserve ratio requirement.

中国将商业银行存款准备金率调高100个基点，引发了此次股市的下跌。

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PBOC raises bank reserve ratio frequently: why the effects are not obvious?

近期央行频繁使用存款准备金工具效果为何不明显？

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