To give the deposit insurance institution priority is in compliance with the thoughts and provisions of the current legal system, however, it also needs to be coordinated with Commercial Banking Law Of People's Republic of China and Enterprise Bankruptcy Law Of People's Republic of China.

To award the deposit insurance institution the right of subrogation is beneficial to the safety and stability of deposit insurance fund, and to fulfillment of functions of the deposit insurance system, which is very helpful to protect depositors' interest and maintain financial stability.

赋予存款保险机构代位受偿优先权有利于存款保险基金的安全和稳定，更好地发挥存款保险制度所具有的保护存款人利益、维护金融稳定等职能。

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Lack of a series of bank credit ranking system. Therefore, we shall establish a deposit insurance system from the perspectives of legislative format and purpose, deposit insurance institutions, insurance financial institutions, deposit insurance funds and deposit premium rate.

我们应从立法体例和目标、存款保险机构、投保金融机构、存款保险资金以及存款保险费率等五个方面来构建我国的存款保险制度。

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The local governments may use the deposits insurance organizations as the carriers to participate in the general supervision and risks disposition of the local financial institutions, and match the obligations and rights in the prevention and dissolve the local financial risks.

地方政府以存款保险机构为载体，参与对地方金融机构的日常监控和风险处置，使其在防范、化解地方金融风险上的责任和权利相对应。

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Seen from the international experience, establishing specialized assets-disposing departments within the deposit insurance institutions can reclaim creditor's rights to the maximum extent, reduce losses, accelerate speed and efficiency in dealing with problem banks.

从国际经验看，在存款保险机构内设立专门的资产处置组织，能够最大限度地回收债权，降低损失，提高问题银行资产处置的速度和效率。

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The collapse of financial institutions and such bankruptcy events happened in the transitional countries enable China to be aware of the importance and urgency of the establishment of deposit insurance institutions.

作为转轨国家，金融机构倒闭、破产事件的发生，使中国意识到建立存款保险机构的重要性和迫切性。

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The functions of the deposit insurers in the four countries and regions cover the main types of deposit insurance agencies around the world which have broad representation and study significance.

这四个国家和地区的存款保险机构的功能涵盖了世界各国存款保险机构职能的主要类型，因此具有广泛的代表性和较大的考察意义。

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Deposit insurers greatly increase the efficiency of bankruptcy proceedings and maximize the protection of the interests of depositors as well as reduce the adverse effects caused by bank failures.

存款保险机构对银行破产的参与使银行破产的效率得到大幅提升，并且最大限度地保护了存款人利益并降低银行破产所造成的不良影响。

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Chapter ⅱ The Protection Provided by the Agency to the Insured Bank and the Depositor The bank since its coming-into-being has a deficiency in its system.

第二章存款保险机构对投保银行和存款人的保护银行从其诞生之日起就存在制度性的缺陷。

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Looking at the bank insolvency legislation in the developed countries, the deposit insurance agencies play an important role in the bank insolvency procedures.

纵观世界发达国家和地区的银行破产立法经验，部分国家的存款保险机构在银行破产程序中扮演了重要角色。

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Considering the professional character of deposit insurance organization, there is no doubt that deposit insurance organization is the best insolvency administrator.

在考虑到存款保险机构的专业特点后，决定由其担当破产管理人无疑是最佳的。

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From the perspective of the jurisprudence, the subrogation priority of the deposit insurance institution has a solid legal theoretical foundation.

从法理角度考察，存款保险机构代位受偿优先权具有坚实的法理基础。

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The bank, after its indemnity to the depositor, enjoys the right of recourse instead of the right of subrogation.

存款保险机构在向存款人做出赔付之后，并不享有保险法上的代位权，但享有追偿权，可以向银行进行追偿。

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The protection of the agency may results in moral hazard, which is its negative feature.

存款保险机构对银行和存款人的保护可能会出现道德风险，这是存款保险制度的消极作用。

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A Research on the Role of Deposit Insurers in the Bank Insolvency Proceedings

论存款保险机构在银行破产程序中的地位

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Legislation Research on Subrogation Priority for De-posit Insurance Institutions

存款保险机构代位受偿优先权立法探究

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The wrier believes that our country should establish a national, non-profit and specialized deposit insurance agency which is invested by government, central bank and commercial banks, which can protect and escort the financial system of our country.

笔者认为，应该设置一个由政府、央行和商业银行共同出资组建一个全国性的、非营利性的、专门的存款保险机构，来为我国金融系统的安全稳定运行保驾护航。

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Way Out for Deposit Insurance Agency and the Four Asset Management Companies

存款保险机构与四大资产管理公司的出路

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Hardware Design Study of NFC-based Mobile Payment System

基于NFC技术的移动支付系统的硬件设计研究

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These payment systems are kept in a secured environment that is separate from other parts of the Facebook network and that receives additional monitoring and control.

这些支付系统处于安全环境中，与Facebook网络其他部分分离，并受到额外的监测和控制。

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The following case study illustrates how you could integrate and reuse existing applications using an SOA approach to handle the middleware operations of a credit card payment system.

下面的案例研究说明了如何使用SOA方法集成和重用现有的应用程序，以便处理信用卡支付系统的中间件操作。

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