with the specified- perils form , the insured has the burden of showing the proximate cause of the loss was covered .

the applicant may change the beneficiary subject to the consent of the insured.

投保人变更受益人时须经被保险人同意。

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we know, as usual, you just follow the invoice value plus 10% of the insured, so i put the additional premium will be borne.

我们知道，按照惯例，你们只要按照发票金额另加10%投保，因此额外的保费由我放承担。

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e. g. a partial average loss under 3%of the insured amount will not be recoverable but one amounting to or exceeding 3% will be paid.

单独平均损失低于所保金额的3%时，不赔偿，达到或超过3%时则赔偿。

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the possible loss must be financially serious to the insured.

对投保人可能造成的损失必须在经济上是十分严重的。

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this extension insures liability for fire damage to premises rented to or occupied by the insured.

此附加保障保户由于火灾而损毁租借楼宇的法律责任。

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only a small proportion of the insured suffer loss.

只有保险过的一小部分遭受了损失。

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the insurer indemnified the insured for the great losses.

承保人赔偿了投保人的巨额损失。

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if the insured refuses, or cannot read english, the agent or broker should read the application to the insured.

如果被保险人拒绝或不能阅读英文，是代理人或经纪人应改为申请投保。

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at the same time, do not regard as insurance payments over the insured benefit er shi.

同时，也不至于由于保险赔付而使被保险人过分受益。

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it is agreed, the common commitment to the insured and the insurer, the insurance period, not to cancel this policy.

兹经双方同意，投保人和保险人共同承诺在保险期间内，均不撤销本保单。

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in case of the insured engaging service in the forces or police.

从事军警工作而当执行职务时所致的伤残或身故。

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the insured surrenders ownership of the property covered by insurance to the insurer .

受保人放弃投保的财产所有权，将其交给承保人。

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carry out the policy of drug "zero slip" , reduce the medical burden of the insured people.

实行药品“零差率”，减轻参保居民医药负担。

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the insured amount shall be agreed upon between the insurer and the insured.

第二百二十条保险金额由保险人与被保险人约定。

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under which circumstances that the insured person can cancel the trip within one week before departure date?

在下列哪一项事件中受保人可在原定出发一星期内取消旅程？

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policy holder or the beneficiary intentionally causes the death, injury, or sickness of the insured to deceive insurance money.

投保人、受益人故意造成被保险人死亡、伤残或者疾病，骗取保险金的。

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after the insured, and its essence, a "fictitious insurance subject of" insurance.

过后投保，其实质上属于“虚拟保险标地”投保。

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to defraud the insurer of insurance money by deliberately causing the death, injury or sickness of the insured and other contingencies.

故意造成被保险人死亡、伤残或者疾病等人身保险事故，骗取保险金的；

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covers death or permanent disablement to the insured person due to bodily injury resulting from an accident.

保障被保险人由于意外受伤而导致的死亡或终身残障。

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the peril covered must not result from deliberate actions of the insured.

承保的风险必须不是投保人的故意行为造成的。

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