Moody's calculates that last year's interest rate hikes, where lending rates rose more than deposit rates, added almost 150 basis points to the net interest margin.

This paper aims to explore the factors impact the net interest margin ( NIM) to improve it further, which is helpful for commercial banks' healthy, sustainable and stable development.

本文旨在分析影响中国商业银行净利差的影响因素，提出进一步提高净利差的方法，帮助中国商业银行获取更多的净利差，保证商业银行健康、持续、稳步地发展。

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Based on the analysis, this paper suggest that Chinese commercial banks should strive to maintain a reasonable level of net interest margin, and further to enhance the ability of the independent pricing.

基于研究结论，本文认为中国商业银行应努力保持银行业净利差水平的合理性，进一步提高商业银行自主定价能力。

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The sharp drop in interest rates caused ICBC to suffer a 76 basis-point fall in its net interest margin, year on year, to 2.25 per cent.

利率的大幅下降，导致工行净利差减少76个基点，缩减至2.25%。

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Averaged over the past four decades, the net profit margin of the world's airlines, taken together, has been a measly 0.1%.

过去的四十年中，把全球航空公司算在一起，平均的总净利润率只有极其微薄的0.1%。

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Therefore, I measured the risk of the bank from the three aspects which are NPL ratio, net interest margin and shareholders' equity to total assets ratio.

因此本文从不良贷款率、净利差和股东权益与总资产的比率三个方面出发衡量银行的风险。

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The average of analysts 'estimates for the four biggest banks' net interest margin is 2.8 per cent, down from about 4 per cent 10 years ago.

分析师对上述四大行的净利差平均估值为2.8%，低于10年前约4%的水平。

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Most of interior enterprises have the characteristics of low utilization, high complexity, high energy consumption, inapposite matching units configuration with products, low net cash margin.

大多数国内炼油企业装置利用率低，复杂度高，能耗高，所炼原油、装置结构和产品结构之间不太匹配，净现金利润较低。

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China caps the deposit rates that banks can offer well below lending rates, giving them a handsome net interest margin as a guaranteed source of profit.

根据监管部门的规定，商业银行的存款利率要比贷款利率低很多，这让它们获得了相当可观的净利差，掌控了一种有保障的利润来源。

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Under the circumstances of the interest rate marketing reform, The Research of the Determinants of Bank Net Interest Margin on China is of great significance in theory and practice.

在我国近年加快推动利率市场化改革的背景下，研究影响净利差的决定因素具有重要的理论和现实意义。

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The VAR analysis found that the Chinese commercial banks can maintain a more stable and effective net interest margin unless that Chinese financial system is more robust run.

VaR分析发现中国商业银行在金融环境不发生重大冲击的条件下，可以保持较为稳定和有效的净息差，即中国金融系统目前运行较为稳健。

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Evaluate and compare the net operating margin of a Webvan Distribution Center against that of an equivalent number of traditional supermarkets.

评估并比较Webvan配送中心和那些相同数量的传统超商的营运净利。

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The profitability indicators cover the sales profit margin, return on assets and interests in net profit margin of three indicators.

盈利能力指标涵盖资产利润率、销售利润率和权益净利率三个指标。

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Number six issue is the relative high cost of transactions, resulting in a decreasing of efficiency and net profit margin.

六是交易成本较高，从而降低了效率和净收益。

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In addition, the smaller bank assets, business diversification' effect on net interest margin becomes more obvious.

此外银行资产规模越小，业务多元化程度对净息差的影响越明显。

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Research on the net interest margin can predict and analyze the profitability of commercial banks.

对净息差的研究不仅可以预测和分析商业银行的盈利能力，同时净息差的稳定和有效也保证了金融体系的稳健。

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In the dynamic model, it studies the lag affect on the net interest margin.

在动态模型的建立上考虑到上期净息差对于本期的影响，解决以往研究对于净息差滞后性影响的忽略。

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Bank of China's net interest margin dropped 13 basis points to 2.63 per cent.

中行的净息差下降了13个基点，至2.63%。

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VAR analysis and stress testing based on the establishment of a dynamic net interest margin model.

根据建立的动态净息差模型进行VaR分析和压力测试。

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An Empirical Analysis on Determination Factors of Net Interest Margin of Chinese Commercial Banks

对中国商业银行净利差决定因素的实证分析

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Other than the newest entrants and smallest players, most asset managers remained profitable last year, with an average net margin of 34 per cent, Z-Ben said, aided by modest redemptions.

咨奔表示，由于赎回力度不大，除了新近成立和规模最小的资产管理公司，大多数资产管理公司去年仍实现了盈利，平均净利润率达34%。

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