China claims to understand this and recently announced plans to introduce its own deposit insurance scheme.

Under the explicit deposit insurance system, commercial bank's loss is actually paid by bank's shareholders and deposit insurance companies. Loss provision, risk capital and deposit insurance fund are three cushions against the commercial banks' risk.

在实行显性存款保险制度的前提下，商业银行的损失实际上是由商业银行的股东和存款保险机构共同承担的，损失准备金、风险资本和存款保险构成了商业银行风险管理的三道防线。

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Answer: the origin of endowment insurance fund includes the endowment insurance cost of unit and insurant pay; the bank deposit accrual of endowment insurance fund; fund income; fine for delaying payment; local finance allocates funds; the society is donated; other income.

答：养老保险基金的来源包括单位和被保险人缴纳的养老保险费；养老保险基金的银行存款利息；基金收益；滞纳金；地方财政拨款；社会捐赠；其他收入。

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And we are going to see housing prices stay depressed, banks failing, the FDIC [ Federal Deposit Insurance Corporation] insurance fund running out of money and the Congress having to bail that out.

我们还会看到房价继续低糜，银行倒闭，联邦存款保险公司用尽其保险基金，而国会不得不出面挽救。

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Lots of items such as objectives of DIS, sources of deposit insurance fund and expenditure, coverage, assessment of premium, qualification of insured institutions and how to be insured etc.

而存款保险制度目标、保险基金来源与运用、存款保险范围、投保资格与参保方式等制度要素，构成了存款保险制度理论的具体内容。

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Deposit insurance fund system is to be established step by step in accordance with laws and regulations on a comprehensive complete-set basis.

建立中小金融机构存款保险制度，要有章有法，循序渐进，搞好综合配套。

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The deposit insurance fund fell into the red in2009.

存款保险资金在2009年进入红色警戒区。

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Deposit insurance fund system is one of the three basic universally accepted elements of financial safety network.

存款保险制度是世界上公认的金融安全网三大基本要素之一。

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In Chapter V, implementation issues of the new performance management system of a branch of the agricultural policy banks is analyzed.

第五章，探讨了农业政策性银行某行绩效管理新体系的实施问题。

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The three State Policy Banks accumulate capital by issuing treasury bonds to commercial banks and the market.

这三家国家政策性银行通过向商业银行和市场发行债券筹集资金。

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Plenty of policy banks and joint stock commercial banks set up their branch offices here in Xi'an.

有多家政策性银行、股份制商业银行在西安设立分支机构。

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In the financial field, the governments established agricultural policy banks specially to support agricultural producing and trading.

这一现象表现在金融领域，就是各国纷纷成立农业政策性金融机构，对农业生产、流通等领域进行政策性扶持。

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The interest rates of the State Policy Banks loans are usually the same as the market interest rates.

国家政策性银行的贷款利率通常与市场利率相同。

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In order to better meet the demands of economic development, policy banks of China gradually try to commercial operation.

为了更好的适应经济发展的需要，我国政策性银行逐步尝试商业化运行。

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With the reform of China Development Bank, the commercial transition trend of policy banks has been quite obvious.

而随着国家开发银行的改革的推动，国内政策性银行的商业化转型趋势已经相当明显。

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" It is policy banks that urgently need fund-raising channels," he added.

“迫切需要筹资渠道的是政策性银行，”他补充道。

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Most bonds issued by the policy banks are purchased by state-owned commercial banks.

政策性银行发行的多数债券由国有商业银行购买。

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Loans from the state policy banks

九、国家政策性银行贷款

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Generally the State budget does not provide interest rate subsidy to the State Policy Banks.

一般而言，国家预算不向国家政策性银行提供利率补贴。

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Policy Banks Reform Should Avoid Go to Extremes

政策性银行改革要避免走极端

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Theoretical and Practical Exploration of the Transformation of Policy Banks across Taiwan Straits

海峡两岸政策性银行转型的理论与实践探索&2009年海峡两岸金融研讨会综述

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